Modern housing benefits. Business impact,
unlocked.

Oro helps turn housing challenges into a powerful advantage for your workforce and your business.

Housing is no longer a personal issue; it's a
business issue.

The ripple effects of today's housing challenges land squarely on employers — driving up costs, accelerating attrition, and eroding the workforce stability your business depends on.

Wage Pressure

Housing costs are rising faster than income, driving pressure for employees to earn more.

Workforce Attrition

Talent loss is a major wasted cost driver and drains institutional knowledge.

Reduced Engagement & Loyalty

Housing stress leads to disengaged employees and saps loyalty.

Return-to-Office Resistance

Affordability limits workers' ability to live close to work and perpetuates return to office resistance.

200%

Replacing an individual employee can cost up to 200% of their annual salary.

Are housing challenges making it harder to hire, retain, and compete?

Oro is built for employers who are ready to do something about it.

Healthcare
Technology
Biotech
Financial Services
Professional Services
Education
Real Estate

Housing benefits, built for the
entire workforce.

Oro provides personalized housing support for employees at every stage of the housing journey.

FOR THE ENTIRE WORKFORCE
Housing Navigator

Empower the entire team — renters, buyers and owners — to save time and money on housing and make more confident housing decisions.

FOR FIRST-TIME HOMEBUYERS
Housing Accelerator

Individualized, trusted coaching and support for employees buying their first home — from “I don't know where to start” to keys to a new home.

FOR RECRUITING & RETENTION
Employer Home Boost

High-impact employer-funded homeownership programs that drive recruiting, retention, and positive employer brand perception.

Housing benefits respond to critical workforce challenges and drive real
business value.

Research1 shows that homebuying assistance has the strongest positive association with employee financial health of any benefit analyzed, making housing benefits one of the highest return investments employers can make.

Drive Cost
Savings

Reduce wage pressure and lower attrition costs

~
0
9
7
4
3
5
%
Wage increase equivalent from housing cost savings2
Improve Recruitment
& Retention

High-impact benefits that stand out in the market

5
9
4
6
7
5
0
9
7
4
3
0
%
Reduction in attrition3
Boost Engagement
& Morale

Ease housing stress so employees stay focused at work

2
9
4
6
7
5
0
9
7
4
3
5
%
Self-reported productivity improvement4
Strengthen
Employer Brand

Marquee benefit that sets employers apart from competitors

1
9
4
6
7
5
0
9
7
4
3
7
%
Higher job satisfaction5

We deliver meaningful, measurable outcomes for your workforce and your
bottom line.

Oro is focused on housing benefits that provide real business impact. This differentiated employer-centric approach positions Oro to lead the housing benefits movement.

Built for the Entire Workforce

Support renters, buyers, and homeowners equally.

Customized & Cost-Effective

Tailor our solutions that fit
your goals and budget.

Zero-Lift Implementation & Administration

Easy to launch. Effortless to run; no integrations or additional staff required.
Built for the Entire Workforce

Niche benefits require major effort to service small groups of employees. With Oro, a single investment impacts the entire workforce – renters, buyers and owners.

Customizable &
Cost-Effective

Employers choose what housing solutions to offer and control the investment based on specific goals and budget.

Zero-Lift Implementation & Administration

Our program is designed to be easy to implement and zero-lift to administer, with no integration or additional staffing requirements.

2026 Prize Finalist
Growth Program
Program Participant
Pitch the Future Finalist

Real stories. Real
impact.

Purchased her first home with down payment assistance

Oro helped Sarah secure a $150,000 down payment assistance loan, making her first home purchase affordable.

$150,000 DPA loan
Down Payment Assistance
Sarah
Buyer
Increased credit score by 36 points in three months

Kiesha used Oro’s rent reporting service and corrected credit report errors with Oro’s guidance. In just three months, her credit score increased by 36 points.

36 points in three months
Credit Support
Kiesha
Renter
Stopped an unfair rate hike before it happened 

Oro discovered Lonnie’s rent increase exceeded the legal limit, helped draft a response, and got the landlord to reduce the increase from 7% to 4%.

3% rent increase blocked → monthly savings
Personal Housing Concierge
Lonnie
Renter
When emergencies hit, time is everything.

Oro found trusted contractors, compared quotes, and secured a budget-friendly solution for Paula—saving time without taking her away from work.

10+ hours of work time spared
Personal Housing Concierge
Paula
Owner

Unlock the Oro advantage by offering housing benefits that drive real
business value.

Oro transforms housing challenges into business advantage, by driving cost savings, improving recruitment and retention, boosting engagement and loyalty, and enhancing your employer brand. Put our modern benefits program to work – for your workforce and your business.

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