ORO Path
Comprehensive housing resources for your entire workforce.
ORO Path is your solution to supporting your employees’ financial well-being. ORO Path is a comprehensive, low-cost resource hub. It provides essential tools, education and resources to enable team members from all levels, seniorities, job types and geographical locations to confidently leverage housing to achieve greater financial security.
Key Benefits
Access to expert-written articles on housing and financial wellness.
Credit report tools, financial planning, and debt consolidation resources.
Homebuyer education, down payment assistance programs, and mortgage lender referrals.
National database of real estate agents and insurance referrals.
ORO Home
Customized homeownership loan programs for your employees.
ORO Home offers homeownership loan programs that are customized to fit your company’s needs. These loans help employees. Loan payments can be deferred or forgiven so long as the employee remains employed with the company.
Key Benefits
Tailored loan programs based on company size and employee needs.
Employer portal for tracking participation, loan servicing, and analytics.
Seamless integration with your existing benefits suite.
Regulatory compliance, tax reporting, and payroll integration.
ORO Saves
High yield savings program to help employees save for homeownership.
ORO Saves is a simple, effective way to help employees save for a down payment on a home through regular payroll deductions. Employers can match or contribute to employees’ savings, creating a powerful retention tool.
Key Benefits
Easy employee enrollment with automated payroll deductions.
Employers can match or contribute to savings to encourage retention.
Funds are kept in a separate account, encouraging long-term savings.
Flexible access to funds, with an emphasis on helping employees save for homeownership.
ORO Bridge
Emergency housing loans for employees in financial need.
ORO Bridge provides employees with emergency housing loans to cover rent, mortgage payments, property taxes or unexpected home repairs in times of financial hardship. The fast, simple application process allows employees to quickly access support when needed.
Key Benefits
Fast, simple application process for emergency housing loans.
Loans up to one month’s rent or mortgage payment.
Repayment through authorized payroll deductions over 12 months.
Access to budgeting, credit repair, and financial wellness resources to improve financial security.
WHY ORO?
ORO’s customizable employee housing benefits are an easy and cost-effective way to improve employee financial wellness for your entire workforce.
Something for everyone
Valuable housing solutions for every member of your team—whether your employees are renting, thinking about buying, or already own a home, our solutions support your entire workforce.
Customizable
You tailor every aspect of the housing benefits to meet your company’s specific needs, culture, and business objectives.
Easy to implement
ORO handles all of the administration, minimizing impact on your team and offering seamless integration with your existing benefits offerings.
Cost effective
Cost-effective, high-value solutions that boost productivity and reduce attrition costs while supporting employee financial wellness.
Ready to get started?
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